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## Thinking Path > - Paperclip is the open source app people use to manage AI agents for work. > - Skills are how operators give agents reusable, reviewable operating instructions without baking every integration into core runtime code. > - Finance setup is a sensitive workflow because account onboarding, incorporation, cards, spend controls, and data sharing can all create real-world effects. > - Ramp publishes an agent-facing setup skill and playbooks, but Paperclip needs a curated wrapper that makes those instructions subordinate to Paperclip governance. > - This pull request adds an optional Ramp catalog skill that fetches Ramp's live entrypoint while preserving Paperclip approval gates. > - The benefit is that companies can opt into Ramp setup assistance while reviewers can see the source model, allowed hosts, and fail-closed safety rules in one shipped catalog entry. ## Linked Issues or Issue Description No public GitHub issue exists for this optional catalog skill. Feature request context: - **Problem / motivation:** Paperclip companies need a safe, installable way for agents to follow Ramp's public agent setup flow without giving those fetched instructions authority over financial, legal, credential, or spend decisions. - **Proposed solution:** Ship a markdown-only optional `paperclipai:optional:finance:ramp` skill that points agents at Ramp's live get-started skill, documents the thin-wrapper source model, allowlists the Ramp host, and requires Paperclip approval for financial, incorporation, credential, connector, third-party tool, and money-movement actions. - **Alternatives considered:** Vendoring a snapshot would reduce runtime source drift but would stale quickly as Ramp updates its own onboarding flow. The wrapper instead fetches fresh instructions while explicitly failing closed on unclear provenance and keeping fetched instructions subordinate to Paperclip instructions. - **Roadmap alignment:** This fits the completed Skills Manager roadmap area by adding a focused optional catalog skill rather than expanding core workflow code. ## What Changed - Added a markdown-only optional Ramp skill under the finance catalog. - Documented the source model for live Ramp instructions, the allowed host, provenance handling, community/unclear playbook approval requirements, and safety rules. - Added mandatory Paperclip approval gates for Ramp account setup, incorporation/legal filings, CLI installers, connector/auth flows, third-party browser/MCP/CLI tooling, financial data sharing, Agent Cards, spend controls, and money movement. - Updated the Skills Store guide to document thin fetch-and-follow wrappers for curated optional skills. - Regenerated the shipped skills catalog manifest. - Added catalog tests for the Ramp entry, approval-gate wording, mixed-provenance handling, and avoiding remote-fetch execution hard-stop patterns. ## Verification - `pnpm --filter @paperclipai/skills-catalog build:manifest` - `pnpm --filter @paperclipai/skills-catalog validate` - `pnpm --filter @paperclipai/skills-catalog test -- src/shipped-catalog.test.ts` — 1 file, 8 tests passed. - `git diff --check` ## Risks - Ramp-hosted instructions can change after install. The wrapper mitigates this by keeping fetched content subordinate to Paperclip instructions, limiting the source host, failing closed on unclear provenance, and requiring scoped approvals before governed actions. - The skill is markdown-only and optional, so it does not add executable package code or install by default. - The generated catalog manifest changes hashes for the shipped catalog entry; catalog validation passed after regeneration. ## Model Used OpenAI Codex, GPT-5-based coding agent, with repository file access, shell execution, GitHub CLI/tooling, and medium-reasoning mode. ## Checklist - [x] I have included a thinking path that traces from project context to this change - [x] I have specified the model used (with version and capability details) - [x] I have checked ROADMAP.md and confirmed this PR does not duplicate planned core work - [x] I have searched GitHub for duplicate or related PRs and linked them above - [x] I have either (a) linked existing issues with `Fixes: #` / `Closes #` / `Refs #` OR (b) described the issue in-PR following the relevant issue template - [x] I have not referenced internal/instance-local Paperclip issues or links (only public GitHub `#NNN` / `github.com/paperclipai/paperclip` URLs) - [x] My branch name describes the change (e.g. `docs/...`, `fix/...`) and contains no internal Paperclip ticket id or instance-derived details - [x] I have run tests locally and they pass - [x] I have added or updated tests where applicable - [x] I have updated relevant documentation to reflect my changes - [x] I have considered and documented any risks above - [ ] All Paperclip CI gates are green - [ ] Greptile is 5/5 with no open P2s, recommendations, or follow-ups - [ ] I will address all Greptile and reviewer comments before requesting merge --------- Co-authored-by: Paperclip <noreply@paperclip.ing>