diff --git a/tests/runner-e2e/PRODUCT-JOURNEYS.md b/tests/runner-e2e/PRODUCT-JOURNEYS.md
index bcf42b014dc..8f810b78567 100644
--- a/tests/runner-e2e/PRODUCT-JOURNEYS.md
+++ b/tests/runner-e2e/PRODUCT-JOURNEYS.md
@@ -93,6 +93,17 @@ bot is not a general-work fixture.
 The private provider supplies its exact execution identity through the `agent`
 capability and collects normalized run usage. The existing Cloud provider still
 owns authentication, conditional leases, fixture ownership, and cleanup.
+
+The Plan and Stop final-answer checks reload the owned task and bind its exact,
+unique visible reply to the final successful native run. A settled native turn
+can render its saved reply before the comments projection exists; that path also
+requires exactly one matching final assistant message in the complete durable
+event stream, with the same company, agent, run and validated PRP source. If the run
+has a projected selected completion comment, only that attributed comment can
+satisfy the check. A pending or suppressed comment can use the same proven native
+reply path. A finish summary by itself, an earlier turn, a progress
+bubble, or a cancelled run cannot satisfy it. Private receipts record the run,
+thread anchor and observed text; classic protocol comment matchers stay strict.
 A model allowance is an accounting threshold; reused direct-provider routes do
 not acquire the onboarding gateway's request-level cash guarantee. The question
 observer allows one run and waits at most four minutes. Cleanup stops only
diff --git a/tests/runner-e2e/native-task-reply.test.ts b/tests/runner-e2e/native-task-reply.test.ts
new file mode 100644
index 00000000000..06243c6c562
--- /dev/null
+++ b/tests/runner-e2e/native-task-reply.test.ts
@@ -0,0 +1,75 @@
+import { expect, it } from "vitest";
+import { taskReplyBelongsToRun, uniqueBoundTaskReply, type TaskReplyObservation } from "./native-task-reply.js";
+
+const run = { id: "final-run", companyId: "owned-company", agentId: "owned-agent", status: "succeeded", runtimeMode: "native", resultJson: {} };
+const observed: TaskReplyObservation = { body: "The exact final reply", anchor: "final-run:turn", settled: true, nativeFinal: true, visible: true };
+function events() {
+  return [{ seq: 1, runId: run.id, companyId: run.companyId, agentId: run.agentId, eventType: "item.completed", protocolSchemaVersion: 1,
+    sourceEventId: "event", sourceInstanceId: "instance", sourceSeq: 1,
+    payload: { prpEvent: { schema: "paperclip.prp.event.v1", schemaVersion: 1, runId: run.id, sourceKind: "runner", eventType: "item.completed",
+      sourceEventId: "event", sourceInstanceId: "instance", sourceSeq: 1, payload: { kind: "agentMessage", channel: "final", text: observed.body } } } }];
+}
+
+it("binds a settled native final reply to its actual run without inventing a comment", () => {
+  expect(taskReplyBelongsToRun(observed, run, "owned-agent", [], events())).toBe(true);
+  for (const change of [{ anchor: "earlier-run:turn" }, { anchor: "final-run:turnish" }, { settled: false }, { nativeFinal: false }, { visible: false }, { body: "" }])
+    expect(taskReplyBelongsToRun({ ...observed, ...change }, run, "owned-agent", [], events())).toBe(false);
+  for (const change of [{ agentId: "other-agent" }, { status: "cancelled" }, { runtimeMode: "legacy" }])
+    expect(taskReplyBelongsToRun(observed, { ...run, ...change }, "owned-agent", [], events())).toBe(false);
+});
+
+it("requires one exact visible answer and rejects duplicates, stale answers and extra text", () => {
+  expect(uniqueBoundTaskReply([observed], run, "owned-agent", [], observed.body, events())).toEqual(observed);
+  for (const all of [[], [observed, observed], [{ ...observed, body: observed.body + " extra" }],
+    [{ ...observed, anchor: "old:turn" }], [observed, { ...observed, anchor: "old:turn" }]])
+    expect(uniqueBoundTaskReply(all, run, "owned-agent", [], observed.body, events())).toBeNull();
+});
+
+it("accepts item-normalized final messages but rejects contradictory payload fields", () => {
+  const copy: any[] = events();
+  const payload = copy[0].payload.prpEvent.payload;
+  payload.item = { type: payload.kind, channel: payload.channel, text: payload.text };
+  delete payload.kind; delete payload.channel; delete payload.text;
+  expect(taskReplyBelongsToRun(observed, run, "owned-agent", [], copy)).toBe(true);
+  for (const change of [{ kind: "tool_call" }, { channel: "commentary" }, { text: "other reply" }]) {
+    expect(taskReplyBelongsToRun(observed, run, "owned-agent", [], [{ ...copy[0], payload: { prpEvent: {
+      ...copy[0].payload.prpEvent, payload: { ...payload, ...change },
+    } } }])).toBe(false);
+  }
+});
+
+it("rejects a rendered finish summary with no durable final assistant message", () => {
+  const summaryOnly = { ...run, resultJson: { nativeResult: { summary: observed.body } } };
+  expect(taskReplyBelongsToRun(observed, summaryOnly, "owned-agent", [])).toBe(false);
+  const changes = [
+    (e: ReturnType<typeof events>[number]) => { e.runId = "other"; },
+    (e: ReturnType<typeof events>[number]) => { e.companyId = "other"; },
+    (e: ReturnType<typeof events>[number]) => { e.agentId = "other"; },
+    (e: ReturnType<typeof events>[number]) => { e.protocolSchemaVersion = 99; },
+    (e: ReturnType<typeof events>[number]) => { e.payload.prpEvent.sourceKind = "control_plane"; },
+    (e: ReturnType<typeof events>[number]) => { e.payload.prpEvent.payload.channel = "commentary"; },
+    (e: ReturnType<typeof events>[number]) => { e.payload.prpEvent.payload.text = "different reply"; },
+    (e: ReturnType<typeof events>[number]) => { e.sourceSeq = 2; },
+  ];
+  for (const change of changes) { const copy = events(); change(copy[0]!); expect(taskReplyBelongsToRun(observed, run, "owned-agent", [], copy)).toBe(false); }
+  expect(taskReplyBelongsToRun(observed, run, "owned-agent", [], [...events(), ...events()])).toBe(false);
+});
+
+it("requires the selected, attributed completion comment when a presentation decision exists", () => {
+  const published = { ...run, resultJson: { presentationDecision: { commentId: "selected" } } };
+  const comment = { id: "selected", authorAgentId: "owned-agent", createdByRunId: "final-run", body: observed.body };
+  const bubble = { ...observed, anchor: "selected", nativeFinal: false, settled: false };
+  expect(taskReplyBelongsToRun(bubble, published, "owned-agent", [comment])).toBe(true);
+  expect(taskReplyBelongsToRun(observed, published, "owned-agent", [comment])).toBe(false);
+  for (const change of [{ id: "other" }, { authorAgentId: "other-agent" }, { createdByRunId: "earlier-run" }, { body: "wrong reply" }])
+    expect(taskReplyBelongsToRun(bubble, published, "owned-agent", [{ ...comment, ...change }])).toBe(false);
+  expect(taskReplyBelongsToRun(bubble, published, "owned-agent", [])).toBe(false);
+});
+
+it("accepts a proven native final before the selected comment is projected, and when comment creation is suppressed", () => {
+  for (const presentationDecision of [{ commentId: "not-yet-projected", commentAction: "create" }, { commentId: null, commentAction: "none" }]) {
+    const pendingProjection = { ...run, resultJson: { presentationDecision } };
+    expect(taskReplyBelongsToRun(observed, pendingProjection, "owned-agent", [], events())).toBe(true);
+    expect(taskReplyBelongsToRun(observed, pendingProjection, "owned-agent", [])).toBe(false);
+  }
+});
diff --git a/tests/runner-e2e/native-task-reply.ts b/tests/runner-e2e/native-task-reply.ts
new file mode 100644
index 00000000000..f67e347c449
--- /dev/null
+++ b/tests/runner-e2e/native-task-reply.ts
@@ -0,0 +1,82 @@
+import { expect, type Page } from "@playwright/test";
+import { isValidNativePrpEnvelope } from "./native-event-envelope.js";
+
+type Row = Record<string, any>;
+export interface TaskReplyObservation {
+  body: string; anchor: string | null; settled: boolean; nativeFinal: boolean; visible: boolean;
+}
+
+/** Native task replies can render from a saved turn before a completion comment
+ * is projected. Respect an explicit presentation decision when one exists. */
+export function nativeFinalReplyEvents(events: Row[], run: Row) {
+  return events.flatMap(event => {
+    const envelope = event.payload?.prpEvent, payload = envelope?.payload, item = payload?.item;
+    if (!envelope || !Number.isSafeInteger(event.seq) || event.seq < 1 || !isValidNativePrpEnvelope(envelope, event.protocolSchemaVersion)
+      || event.runId !== run.id || event.companyId !== run.companyId || event.agentId !== run.agentId
+      || envelope.runId !== run.id || envelope.sourceKind !== "runner" || event.eventType !== "item.completed" || envelope.eventType !== event.eventType
+      || typeof envelope.sourceEventId !== "string" || !envelope.sourceEventId || event.sourceEventId !== envelope.sourceEventId
+      || typeof envelope.sourceInstanceId !== "string" || !envelope.sourceInstanceId || event.sourceInstanceId !== envelope.sourceInstanceId
+      || !Number.isSafeInteger(envelope.sourceSeq) || envelope.sourceSeq < 1 || event.sourceSeq !== envelope.sourceSeq
+      || !["agentMessage", "assistant_message"].includes(payload?.kind ?? item?.type) || (payload.channel ?? item?.channel) !== "final"
+      || payload.kind != null && item?.type != null && payload.kind !== item.type
+      || payload.channel != null && item?.channel != null && payload.channel !== item.channel) return [];
+    const text = typeof payload.text === "string" ? payload.text : item?.text;
+    if (typeof text !== "string" || !text.trim() || typeof payload.text === "string" && typeof item?.text === "string" && payload.text !== item.text) return [];
+    return [{ seq: event.seq, sourceEventId: envelope.sourceEventId, sourceInstanceId: envelope.sourceInstanceId,
+      sourceSeq: envelope.sourceSeq, protocolSchemaVersion: event.protocolSchemaVersion, body: text.trim() }];
+  });
+}
+
+export function taskReplyBelongsToRun(observation: TaskReplyObservation, run: Row, agentId: string, comments: Row[], events: Row[] = []) {
+  if (typeof run.id !== "string" || !run.id || !agentId || run.agentId !== agentId || run.status !== "succeeded" || run.runtimeMode !== "native" || !observation.body || !observation.visible) return false;
+  const decision = run.resultJson?.presentationDecision;
+  if (decision != null && (typeof decision !== "object" || Array.isArray(decision))) return false;
+  if (decision?.commentId != null && typeof decision.commentId !== "string") return false;
+  const projected = typeof decision?.commentId === "string" ? comments.find(comment => comment.id === decision.commentId) : null;
+  if (projected) {
+    return observation.anchor === projected.id && projected.authorAgentId === agentId
+      && projected.createdByRunId === run.id && typeof projected.body === "string" && projected.body.trim() === observation.body;
+  }
+  const finals = nativeFinalReplyEvents(events, run);
+  return finals.length === 1 && finals[0]!.body === observation.body && observation.settled && observation.nativeFinal
+    && (observation.anchor === `${run.id}:turn` || observation.anchor?.startsWith(`${run.id}:turn:`) === true);
+}
+
+export function uniqueBoundTaskReply(all: TaskReplyObservation[], run: Row, agentId: string, comments: Row[], expectedText?: string, events: Row[] = []) {
+  const matches = all.filter(row => taskReplyBelongsToRun(row, run, agentId, comments, events)
+    && (expectedText === undefined || row.body === expectedText));
+  return matches.length === 1 && (expectedText === undefined || all.filter(row => row.visible && row.body === expectedText).length === 1)
+    ? matches[0]! : null;
+}
+
+/** Observe the real task thread after a fresh load, rather than a finish summary
+ * or a provider's claimed result. The caller separately validates task/run scope. */
+export async function readBoundTaskFinalReply(input: {
+  page: Page; runId: string; agentId: string; expectedText?: string; deadlineAt: number;
+  load(): Promise<{ run: Row; comments: Row[]; events: Row[] }>;
+}) {
+  await input.page.reload();
+  const replies = input.page.getByTestId("task-chat-thread").getByTestId("task-chat-agent-bubble");
+  const observe = () => replies.evaluateAll(elements => elements.map(element => ({
+    body: (element as HTMLElement).innerText.trim(),
+    anchor: element.closest("[data-thread-anchor]")?.getAttribute("data-thread-anchor") ?? null,
+    settled: element.closest('[data-testid="task-chat-turn"]')?.getAttribute("data-settled") === "true",
+    nativeFinal: element.closest('[data-testid="task-chat-final-response"]') !== null,
+    visible: element.getClientRects().length > 0 && getComputedStyle(element).visibility !== "hidden" && getComputedStyle(element).display !== "none",
+  })));
+  const read = async () => {
+    const state = await input.load(), all = await observe();
+    const match = state.run.id === input.runId ? uniqueBoundTaskReply(all, state.run, input.agentId, state.comments, input.expectedText, state.events) : null;
+    return { ...state, match };
+  };
+  const timeout = input.deadlineAt - Date.now();
+  if (timeout <= 0) throw new Error("native_reply_deadline");
+  await expect.poll(async () => {
+    return Boolean((await read()).match);
+  }, { timeout, intervals: [1000, 2000, 5000] }).toBe(true);
+  const { match, run, events } = await read();
+  if (!match) throw new Error("native_reply_changed");
+  const source = match.anchor === run.resultJson?.presentationDecision?.commentId ? "posted-comment" : "native-turn";
+  return { runId: input.runId, agentId: input.agentId, observedAfterReload: true,
+    source, finalEvent: source === "native-turn" ? nativeFinalReplyEvents(events, run)[0] : null, ...match };
+}
diff --git a/tests/runner-e2e/product-journeys/agent-flows.ts b/tests/runner-e2e/product-journeys/agent-flows.ts
index 679e5555d11..0492a2a15ad 100644
--- a/tests/runner-e2e/product-journeys/agent-flows.ts
+++ b/tests/runner-e2e/product-journeys/agent-flows.ts
@@ -12,6 +12,7 @@ import { decideProtectedActionThroughUi, readServiceBriefing, serviceBriefingChe
 import { editCreatedSkillThroughStudio } from "../skill-studio-flow.js";
 import { downloadStoryArtifact, runArtifactOracle } from "../story-artifact.js";
 import { collectRunEvents } from "../run-observations.js";
+import { readBoundTaskFinalReply } from "../native-task-reply.js";
 import { createTaskThroughUi, submitTaskReply } from "../user-actions.js";
 import { agentJourneyRuns } from "./catalog.js";
 import { JourneyError, type JourneyContext, type JourneyEvidence, type TargetSession } from "./types.js";
@@ -92,6 +93,21 @@ export async function runAgentJourney(id: AgentJourney, context: JourneyContext,
   const settled = (issue: Row, count: number) => waitFor(options.deadlineAt, () => read(issue), state =>
     state.currentIssue.status === "done" && state.taskRuns.length === count && state.taskRuns.every(run => !active(run))
     && state.interactions.every(row => row.status !== "pending"), "agent_task_not_completed");
+  const finalReply = async (issue: Row, state: TaskState, marker: string) => {
+    const runs = state.taskRuns.filter(run => run.status === "succeeded");
+    if (!runs.length || runs.some(run => !Number.isFinite(Date.parse(run.finishedAt)))) throw new JourneyError("failed", "final_run_time_missing");
+    const run = [...runs].sort((a, b) => Date.parse(a.finishedAt) - Date.parse(b.finishedAt)).at(-1)!;
+    await open(issue);
+    const receipt = await readBoundTaskFinalReply({ page: context.page, runId: run.id, agentId: agent.id,
+      load: async () => {
+        const [latest, events] = await Promise.all([read(issue), collectRunEvents<Row>((afterSeq, limit) =>
+          context.api.get(`/api/heartbeat-runs/${run.id}/events?afterSeq=${afterSeq}&limit=${limit}`))]);
+        return { run: latest.taskRuns.find(row => row.id === run.id)!, comments: latest.comments, events };
+      },
+      expectedText: marker, deadlineAt: options.deadlineAt });
+    await retain(`${issue.id}-final-reply.json`, receipt);
+    return receipt;
+  };
   const reply = async (issue: Row, message: string) => {
     const before = (await read(issue)).comments;
     await open(issue);
@@ -124,9 +140,8 @@ export async function runAgentJourney(id: AgentJourney, context: JourneyContext,
     const final = await settled(issue, 3);
     const marker = fixture.buildVisibleMarker(nonce);
     check("plan-revision-and-approval", receipt.draftInteraction.id !== receipt.revisedInteraction.id);
-    check("plan-final-answer", final.comments.some(row => row.authorAgentId === agent.id && row.body?.trim() === marker));
-    await open(issue); await context.page.reload();
-    await expect(context.page.getByText(marker, { exact: true }).last()).toBeVisible();
+    await finalReply(issue, final, marker);
+    check("plan-final-answer");
   } else if (id === "build-revise") {
     await runArtifactOracle(null, "base", options.deadlineAt);
     const issue = await create("", SLUGIFY_REQUIREMENTS);
@@ -240,8 +255,8 @@ export async function runAgentJourney(id: AgentJourney, context: JourneyContext,
     const marker = redirected.marker;
     const userReply = redirected.reply as Row;
     const final = await settled(issue, 3);
-    check("new-direction-completed", final.comments.some(row => row.authorAgentId === agent.id && row.body?.trim() === marker
-      && row.createdByRunId !== original.id));
+    const completion = await finalReply(issue, final, marker);
+    check("new-direction-completed", completion.runId !== original.id);
     check("stopped-run-remained-terminal", final.taskRuns.find(run => run.id === original.id)?.status === "cancelled");
     const afterEvents = await runActivity();
     check("stopped-run-no-later-events", nativeCancellationHasNoLaterWork(afterEvents)
diff --git a/tests/runner-e2e/product-journeys/launch.ts b/tests/runner-e2e/product-journeys/launch.ts
index bb18c868ea4..601c1238832 100644
--- a/tests/runner-e2e/product-journeys/launch.ts
+++ b/tests/runner-e2e/product-journeys/launch.ts
@@ -103,7 +103,7 @@ export async function launchProductJourneys(args: string[], repositoryRoot: stri
   const source = resolveRunnerE2ESource({ sha, ref: null, workflowRunUrl: null });
   const definitionHash = createHash("sha256").update(JSON.stringify(productJourneys));
   for (const name of ["catalog.ts", "task-properties.ts", "basic-flows.ts", "basic-evidence.ts", "agent-flows.ts", "success-contract.ts", "product-screenshot.ts", "cloud-onboarding.ts", "onboarding-connect.ts", "onboarding-first-task.ts", "workspace-deferral.ts", "onboarding-pre-acceptance.ts", "artifact-evidence.ts", "fixtures.ts", "launch.ts", "types.ts", "collection.ts", "local-target.ts"]) definitionHash.update(await readFile(path.join(import.meta.dirname, name)));
-  for (const file of ["catalog.ts", "api.ts", "run-observations.ts", "user-actions.ts", "plan-revision-flow.ts", "skill-studio-flow.ts", "protected-action-flow.ts", "story-artifact.ts", "stop-redirect-flow.ts", "everyday-cases.ts", "everyday-delivery.ts", "everyday-decisions.ts", "connection-guidance-evidence.ts", "everyday-artifact.py"]) definitionHash.update(await readFile(path.join(import.meta.dirname, "..", file)));
+  for (const file of ["catalog.ts", "api.ts", "run-observations.ts", "native-task-reply.ts", "native-event-envelope.ts", "user-actions.ts", "plan-revision-flow.ts", "skill-studio-flow.ts", "protected-action-flow.ts", "story-artifact.ts", "stop-redirect-flow.ts", "everyday-cases.ts", "everyday-delivery.ts", "everyday-decisions.ts", "connection-guidance-evidence.ts", "everyday-artifact.py"]) definitionHash.update(await readFile(path.join(import.meta.dirname, "..", file)));
   definitionHash.update(runnerSuites.flatMap(suite => suite.tasks).find(task => task.id === "ask-question")!.buildPrompt("definition"));
   const suiteDefinitionHash = definitionHash.digest("hex");
   const expected = config.journeys.map(id => `product-journeys.${config.id}.${id === "cloud-onboarding" ? config.modelProfileId : isAgentJourney(id) ? "configured-agent" : "browser"}.${config.executionEnvironment}.${id}`);